Posts tagged: Credit Score

What is a Bad Credit Mortgage?

Things such as County Court Judgements (CCJ’s) or a poor credit history can scupper the chances of you getting a personal mortgage because mortgage companies deem you a high risk.
If you are self-employed, and even have a pristine credit history, you may find it just as difficult to get a mortgage due to your circumstances, [...]

Saturday January 8th, 2011 in , , , , , , , , , , , , , , , , , , , , | No Comments »

Three Steps to Getting in the Right Financial Shape to

Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House
As a loan officer, I talk to people day in and day out and no matter how diverse my clients are I always end up asking the same question: Whats your credit like? The more savvy clients i.e. the [...]

Saturday November 27th, 2010 in , , , , , , , , , , , , , , , , , , , , | No Comments »

Subprime Mortgages Low Down Payments And No Pmi

Sub-prime mortgages offer financing for those with poor credit to finance the purchase of a home. Todays sub-prime mortgages offer low down payment options with no private mortgage insurance (PMI). As a result, more people are finding it easier to buy a home.
Sub-prime Mortgage Options
Sub-prime mortgages come in as many flavors as conventional loans. Just [...]

Saturday August 7th, 2010 in , , , , , , , , , , , , , , , , , , , , | No Comments »

Subprime Lenders: Find Financing With A Bad Credit History

Subprime lenders finance high risk groups to enable them to buy a home. While you need to be aware of predatory lending practice, by researching lenders you can find a mortgage loan at a reasonable rate.
Bad Credit Factors
Before you sign up with a subprime lender, be sure that you truly have bad credit. There are [...]

Saturday July 3rd, 2010 in , , , , , , , , , , , , , , , , , , , , | No Comments »

Stated Income Second Mortgages: Understanding No Income Verification Loans

What is a stated income second mortgage? A stated income second mortgage is one that does not require the borrower to prove income stated on the application. This is most advantageous to self employed and contract workers who receive a 1099 instead of a W-2 as they would have a difficult time proving their income. [...]

Saturday June 19th, 2010 in , , , , , , , , , , , , , , , , , , , , | No Comments »

Smart Credit Repair is just a click away.

Achieving perfect credit is a pipe dream to most consumers with negative credit and no money, or so it seems. Consumers think that theyll have to shell out an arm and a leg to render the services of a credit restoration company or a lawyer to dispute negative credit. And theyre right! I suppose thats [...]

Saturday June 12th, 2010 in , , , , , , , , , , , , , , , , , , , , | No Comments »